在你离开之前

Once you have applied to a study abroad program and have dedicated yourself to studying abroad, you will be required to attend a study abroad orientation. This orientation covers important things to consider when studying abroad, 比如文化差异, 文化冲击, 俭朴的生活, 旅行限制, 手机和货币兑换.

护照

If you already have a passport, make sure it won’t expire while you are abroad. If you don’t have a passport, you will need one before you can go. 护照有效期为10年，而且很容易更新. 即使你决定不出国留学, having a passport can be handy for any future international travel.

To help you apply for a passport, we at the 全球参与办公室 have created this 申请护照的分步指南.

签证

How to apply for a visa and whether or not you need one is going to depend on the country you are going to and the length of time you will be there. 有关您感兴趣的国家的信息，请十大网络娱乐平台排名 U.S. 美国国务院网站.

旅行

寻找便宜的机票可能会让人望而生畏. There are a couple of websites, however, that offer discounted tickets for college students. 他们是 学生的宇宙, JustFly, Skiplagged, Expedia. 尝试你的出发和目的地. 即使在附近的机场之间，费用也可能相差很大. 

健康及意外保险

政策 

内布拉斯加州卫斯理大学 requires that participants be covered, 在他们出国的整个时间里, 适当的健康和意外保险, 包括医疗后送和遣返保险.

国际健康和意外保险

Many university students are covered under a parent's insurance policy. 而这在美国可能就足够了, many insurance policies do not cover treatment administered outside the U.S.  The “Portability of Insurance Form” is used by NWU to assure that parents have checked with their insurance company about accident and sickness coverage outside the United States. In the case that the parent´s insurance does not provide coverage outside the United States, participants are required to purchase this insurance through NWU.

Following are some suggestions for questions to ask your insurer. 一定要以书面形式得到他们的答案.

• 承保范围:国外及旅行期间
  Most study abroad insurance will cover the student for accident and illness while they are in any country outside the one listed as their permanent domicile—as well as while the participant travels from country to country.
• 注意对“既存状况”的定义
  Some insurance policies will restrict or exclude coverage for preexisting conditions. 例如, 一份保险单将“既存状况”定义为, “any injury or sickness which manifested itself or for which a licensed physician was consulted or for which treatment or medication was prescribed in the 12 months prior to the effective date of this insurance.“先前存在的疾病可能包括过敏, 痤疮, 糖尿病, 癫痫, 运动损伤, 物理治疗, 等.
• 寻找排除因素
  Read carefully through the exclusion section of the insurance policy. Dental care is almost always excluded from study abroad insurance policies. 已存在的疾病可以排除也可以不排除.
• 事故对. 病
  Some insurance policies will separate the two and provide different coverage for each.
• 可扣除的
  Always know the amount of the deductible, which will be applied to each new accident or sickness.

在美国没有保险

Do not to let the domestic insurance lapse during the period abroad. Study abroad insurance usually does not cover the insured while in their country of domicile, 所以参与者没有被覆盖:

• 在他们离开美国之前.S.,
• 如果他们在交换期间回来拜访，或者
• 当他们回到美国时.S.

It is the responsibility of the participant to read the insurance policy carefully to understand when and where the coverage is in place.

海外治疗费用

Forms of payment and recognition of insurance will vary widely from country to country. Most countries require full payment for services when treatment is given. Also, medical services overseas will not recognize a foreign insurance company.

• Some hospitals require full payment of all bills before being released.
• 学生将需要获得应急基金, either by carrying a credit card or some other form of immediate payment.
• Medical service providers will not file the insurance claim for the patient, 就像在美国做的那样.
  • Patients will be required to pay the bills in full; then, 向保险公司寻求赔偿.
  • Make sure you carry your insurance card with you at all times.
  • 带上一些索赔单.

24小时旅行紧急援助

这种类型的保险不是健康保险, but services which will assist you in finding English-speaking doctors, 最近的医疗机构, 等. Many study abroad insurance policies now contain these types of travel assistance in addition to the sickness and accident insurance.

Carefully read the policy so that you know what the service will do for you. Carry the card at all times so that you have access to the phone numbers in an emergency.

• 有免费电话吗.
• Often can be called collect 24 hours a day and have employees who can speak many languages.

医疗后送和遗体遣返

Medical evacuation and repatriation of remains insurance is provided free of charge to any Nebraska Wesleyan student participating in an approved study abroad program, 通过NWU的保险公司EIIA.

• This coverage begins on the first day of the trip and ends on the last day of the trip.
• If you travel independently before or after the trip you are required to purchase insurance that covers medical evacuation and repatriation of remains.

Medical evacuation insurance will cover up to the amount specified the cost of transporting the patient to 最近的医疗机构 providing adequate treatment. This may include transportation by plane, helicopter, ambulance, or other means of transportation. This does not mean that the patients will be transported back to their homes—only to 最近的医疗机构 able to treat them.

Repatriation of remains will cover the cost of cremation or embalming and flying the body home in the event that a participant dies while overseas.